Cross-border problems are solved by people, not platforms. We know the right ones.

An advisory firm for companies working across borders: expansion strategy, jurisdictions and licensing, technology partners, payment rails. We take on a small number of projects and stay on the account after the introduction.

  • 30 years in banking, payments and investment technology
  • Citi · Raiffeisenbank · Paysend
  • A decade on financial market infrastructure boards
  • Venture and angel investment

What we do

Six areas where we are useful

The work is cross-border. Payments is one part of it, not the whole.

01

Cross-border payments

We advise on payment structures built on digital assets and connect you to the licensed institutions that operate the rails.

02

International expansion

Strategy for taking a business into new markets.

03

Jurisdictions and licensing

Where to establish the business, and what the licensing and regulatory requirements will be once you are there.

04

Technology partners

Finding the delivery and implementation partners who can build what the plan requires.

05

Integration

Integration with payment systems, exchanges and fintech platforms, including embedding crypto modules into traditional fintech.

06

Investment and mentoring

We invest in fintech companies and mentor the teams building them.

How we work

Three principles that hold on every engagement

We curate. A small set of projects, one solution per problem — not a marketplace of logos. We stay on the account after the introduction.

We curate.

A small set of projects at any one time, and one solution per problem. We put forward the institution or partner we would use ourselves, not a list for you to sort through.

We have worked both sides.

Classical cross-border payment institutions and digital-asset ones. We have run technology inside banks and inside fintechs, so we know how each side reads the other.

We stay on the account.

Commercial structure, compliance questions, escalation when something stalls. We remain involved after the introduction, not just up to it.

Selected work

Four engagements

Clients are not named. What follows is the shape of the problems we are brought in on.

  • Baltic fintech Advised on expansion into the GCC and Latin America.
  • Crypto/fiat B2C service Devised the expansion strategy.
  • Family office Helped establish a GCC footprint to extend its international coverage.
  • US import/export business Optimised payments routing: faster, cheaper, better delivery.

Partners

The two people you will be working with

The firm is two partners. You work with them directly.

Andrei P.

Andrei P.

Banking, payments and investment technology

  • 30 years in banking, payments and investment technology
  • Regional CIO/CTO, Citi (CEMEA)
  • CIO and Management Board member, Raiffeisenbank
  • CIO, Paysend — through Series C
  • A decade on financial market infrastructure boards, including chairing a payments institution
  • Managing partner at a venture fund; board roles at enterprise software and fintech companies
Elman K.

Elman K.

Venture and angel investment

  • 20+ years developing and backing startup projects
  • Specialises in fintech innovation and cryptocurrency
  • Corporate venture capital background

Payments practice

Paying suppliers across borders

The payments practice helps businesses settle international invoices through digital assets, while licensed institutions handle the regulated legs. The process, the tariffs and the partners are all published.

How it works

Contact

Tell us what you are trying to do

Write to us with the problem and the jurisdictions involved. We work with startups that need mentoring and introductions, established businesses expanding internationally, and incumbents that need crypto rails alongside their fiat arrangements. If we are not the right people for it, we will say so.

Get Started